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Custodia Bank

Cheyenne, US · founded 2020 · <$100M AUC

Wyoming SPDI bank focused on digital-asset custody and payments; Fed master account denied (under appeal).

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Data quality
36 / 100
Evidence verified
1 / 5
Last reg check
2026-05-29
Op. status
Active
Seven-dimension profile
Dim · A

Identity & regulatory

Legal entity
Custodia Bank
HQ
Cheyenne, US
Founded
2020
Primary regulator
Wyoming Division of Banking (US-WY)
Licence
Special Purpose Depository Institution - Active
Licence ID
WY SPDI Charter 2020
Op. status
Active
Scope
Founded by Caitlin Long; Fed master-account litigation ongoing.
Jurisdiction limits
US-WY
Dim · B

Assets & coverage

Chains
BTC
Asset classes
BTC, Stables
RWA / security tokens
Yes
Typical clients
Corporates, Treasuries
Dim · C

Security architecture

Key model
HSM
Cold storage
100%
Wallet topology
Tiered hot / warm / cold
Dim · D

Governance & controls

Policy engine
Role-based approvals + quorum
Travel Rule
Bank compliant
Sub-custodians
Disclosed under NDA
Dim · E

Insurance & risk

Limits
Bank-grade programme
Carrier
Lloyd's syndicate
Staking cover
No
Dim · F

Integration & ops

APIs
REST, FedWire
Settlement SLA
T+0 internal
Proof-of-reserves
On-request
Dim · G

Commercials

Custody fee
Bank fee schedule
AUC bucket
<$100M
Minimum term
12 months
Evidence vault

Source-anchored documents

1 / 5 verified
  • Wyoming Division of Banking registration
    WY SPDI Charter 2020
    Verified
  • SOC 2 / ISAE 3000 attestation
    Independent attestation
    Pending
  • Insurance binder
    Lloyd's syndicate
    Pending
  • Proof-of-reserves cadence
    On-request
    Pending
  • Penetration test
    Annual third-party
    Pending
Last regulator / audit / insurance refresh: 2026-05-29